Special 3-in-1 Financing

A home built with ICFs gives you quiet, energy efficiency and strength. But there's another reason to build a concrete home with ICF, too: 3-in-1 Financing.

. . . all in one loan! That means only one set of closing costs, and only one payment to remember every month. Plus, you get even more advantages with our 3-in-1 Financing.

· No down payment. If you act as your own contractor, you may create enough equity in your home to be used as the down payment. How? You gain equity by taking the difference between your home's appraised value and the construction costs.

· Builder options. You can qualify for the program whether you serve as your own general contractor or use a builder.

· One-time closing costs. Because 3-in-1 financing combines three loans in one, qualifying homeowners will save money on closing fees.

· No loan payments for up to a year. Any interest that accrues during construction is added to your permanent loan. That means qualifying homeowners are not required to start making loan payments until their home is complete or until 12 months have passed, whichever comes first.

· Competitive mortgage rates. We do the legwork to get you the best rates possible.

· Energy efficient credit. Homeowners will receive a $250 credit at closing for building an energy-efficient home.The high energy efficiency of a Reward home reduces maintenance costs for the homeowner, freeing up more money for mortgage payments. These factors combined make it easier for the bank to make a larger loan up front.

If you build with ICF, you may qualify for this innovative financing program that could get you in your home with no down payment and no payments for up to 12 months. This innovative "3-in-1 Financing" package leverages the instant equity. We are able to offer this "3-in-1 Financing" package because of the proven quality and long lasting value of a home built with our products. Make your decision today, to build with ICF and take advantage of this exclusive opportunity.

If you would like to fill out the no obligation, pre-application form, please click on one of the icons below.

Note: You will be asked to enter two things before you start entering your data. So you will need the answers below.

Approved distributor in your area: J.O.Y. Enterprises.

Phone number: 845.790.1218